Buildings Insurance covers the cost of rebuilding your home if it is damaged or destroyed.

What's buildings insurance?

Buildings Insurance covers damage to any structure on your premises. This includes costs for demolition, site clearance and fees to architects.

Most buildings insurance covers damage or loss due to:

Floods, fire, explosion, storms and flooding.Vandalism and attempted theftFrozen or burst pipesfallen trees, lampposts, aerials, or satellite dishesSubsidenceCollisions between vehicles and aircraft building insurance claim dublin

Do you have a client that needs building insurance?

Your mortgage

You need sufficient insurance to cover your mortgage loan. The lender cannot force you to take out insurance without your permission.
Building insurance is required when you purchase a home.

No mortgage

Building insurance is not mandatory, but it is highly recommended. Calculate how much money you have to rebuild your house if it is damaged or destroyed.

Your leaseholder

It may be necessary to have buildings insurance from a named insurer. Freeholders may also need insurance.

Tenant

Your landlord usually covers the insurance, but you may be responsible for any damage to or loss of fixtures and fittings.

How many buildings are you requiring insurance coverage?

Insurance is required to cover the cost for rebuilding your house. You should ensure you have sufficient coverage.
Many insurance companies offer unlimited coverage, so you don't have to figure rebuild costs. It might be more affordable to shop around for the policy that suits your needs.
You may need to consider your type and location to determine how much insurance you require.
Rebuilding costs are rising, so it is important that you review your building's coverage. Insurance companies may automatically increase your coverage to meet rising rebuilding costs.
Home improvements like a loft conversion or extension can increase rebuild costs. Make sure you have enough coverage.
If your property has unusual features, such as a thatched roof and listed buildings, the Royal Institution of Chartered Surveyors will conduct a survey.

Do you need extra building insurance?

You might consider building insurance to cover additional risks. Additional insurance is also available.
 

Business Name :- Property Claims Loss Assessor

Address :- Unit D3, Santry Hall Industrial Estate, Santry, Dublin 9