From the Account Summary page, select your mastercard account.
Select the “Need to defer a minimum payment thanks to COVID-19?” link slightly below the name of your mastercard , and follow the instructions.
You can use this type to request us to temporarily waive the need for you to form the minimum payment on your credit cards for one month (deferring your payment), Rbc online banking mentioned because the relief period. this may provide some short-term financial relief to you during the COVID-19 situation.

It is important to know the impact of deferring your minimum payment.

If no payments are made during the relief period, your minimum payment could also be higher at the top of the relief period.

As well, interest will still accrue at your annual interest rates during the relief period. we’ll add your interest charges to your outstanding balance, along side any transactions, which can cause your outstanding balance to extend during the relief period. Rest assured that we don’t charge interest on accrued interest.

To further assist you during this difficult time, you’ll be given a credit to your account to reimburse you for 50% of the interest charged to your account during the relief period. This credit are going to be displayed on your upcoming statement. During the relief period you usually have the choice to form one or more payments toward your outstanding balance.

At the top of the relief period, your minimum payment will again become due and you’ll not receive credits to your account for your interest charges.

If you’ve got BalanceProtector on your mastercard , you’ll be covered thanks to loss of income. Please contact the insurer, Assurant Solutions directly at 1-888-896-2766, or visit www.BenefitActivations.ca to submit a claim. Please note that BalanceProtector premiums will still be charged to your account and increase your outstanding balance. Interest won’t be charged on BalanceProtector premiums.

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