Fintech software development and fintech app development are two of the most competitive markets in today’s tech economy, and there’s no better time to get in on the action than now. Whether you want to make an app for your existing business or you want to kickstart a new company from scratch,

These top 10 fintech app ideas can help jumpstart your fintech startup and give you the best chance of turning your idea into real-world success.

1) Expense Tracking

It’s so easy to let expenses slip through your fingers. Many people don’t have a good idea of where their money is going each month, which causes them to unnecessarily overspend. To help you get on top of your finances, track all your expenses with an app. Pick one that allows you to export data in an Excel-friendly format, so you can easily create pivot tables and charts.

2) Banking Transactions/Statistics

Banking transactions and statistics show just how huge of a cash cow financial technology (fintech) apps are. This industry is projected to generate $500 billion in revenue by 2020. Additionally, hundreds of thousands of apps are currently available for use. And yet—there’s still space for new, innovative products! If you’re looking to launch your own fintech app, consider one of these ideas

3) Budget Monitoring

Budget monitoring and tracking apps can help you stay on top of your spending and make sure you’re not wasting money. These types of finance apps may be more helpful for those who are out of control with their spending habits. As an example, if you always find yourself overspending on groceries or at restaurants, try downloading a budget-tracking app to keep tabs on your daily expenses.

4) Crowdfunding Platform

A crowdfunding platform is a must for any fintech startup. If you’re not sure which finance app to build, you can crowdfund it and see what sort of demand your customers have for your product idea. There are also many crowdfunding platforms that allow backers to donate money rather than invest in an equity stake in your business, so if you’re just starting out and don’t have much capital yourself, you may want to consider one of these options.

5) Property/Investment Manager

You may know that to be successful, finance apps need to make accounting, billing and/or marketing easier for you. But do you know what your customers want? It’s not exactly about reducing work for you; it’s about using an easy-to-use platform that helps customers keep track of their finances with ease. If your app can help customers be more financially aware or even financially smarter, then you have a potential hit on your hands.


Money makes the world go round, so being able to develop a mobile app for financial institutions will most likely win you a gold star in most boardrooms. In fact, it’s no wonder that fintech software development is one of today’s hottest niches with regards to app development. For an insight into how you can bring out your inner developer and kickstart your next big idea, keep reading to find out more about some of 2017’s most in-demand finance apps.


Know More: Uncovering Top 10 Finance App Ideas To Kickstart Your Fintech Startup