NorthAmerican Transportation Association specializes in occupational accident insurance for truckers. We develop policies for independent contractors and drivers who do not have coverage through a workers compensation policy. We ensure our clients have the best benefits for employees who are hurt on the job, and that their families receive high premiums when workers are killed while performing job functions.

Occupational accident insurance can protect you in many ways, and our company continues to conduct market research while assessing our market share for optimization potentials we continue to integrate into our organizational structure, processes, and aspects of services. Common areas we have addressed in our standing elements include state government permissions to opt out of standing worker compensation regulation, alternative funding to employer obligation in independent contracting, funding assumed risk in cases of state government permitting employers to assume a portion of workers compensation risk themselves, and providing benefits to owner-operator roles not classified as organizational employees.

Our organization continues to help clients in a range of ways while optimizing all of these aspects through strategic research and development. While many states have waivers for workers compensation, and they are obscured in “small print,” we can help you to ensure there is appropriate consideration to all applicable legislation relevant to your business. We maintain a network of independent agents continuing to help clients find the best coverage possible.

 

Optimizing Customer Service Effectiveness and Client Outcomes

Our adept agents continue to help clients address all applicable aspects of legislation and regulation, encompassing all potential demands for work-related scenarios. We realize that the demand for occupational accident coverage is especially high in the truck driving industry, as truck drivers have seven times the risk of the average employee in experiencing a fatal workplace accident. Moreover, we acknowledge research showing that truck drivers are nearly three times more likely than other private industry workers to experience non-fatal serious illnesses or injury. We continue to improve service components targeting Department of Labor statistics such as this while studying the Department of Transportation research reports for all applicable aspects of consumer demand. We train our customer service specialists in these in addition to market research aspects beyond the highest demands for communications best practices.

We understand that many retail agents disregard occupational accident insurance due to a combination of a lack of awareness and a lack of legal requirement. We recommend that agents become fully aware of potential coverage benefits in protecting owner-operator roles and organizations in the industry. As we continue to address issues ranging from legal defense reimbursement to fatal accident family remunerations, we continue to update our specialists regarding best practices, research, and other shifts in industrial operations frequently.